Review Is Crypto Atom Scam or Should I Invest

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    Honest broker! Review: Is Crypto Atom Scam or Should I Invest

Crypto Atom Review: Scam or genuine? claims it can help you grow your money. Is legit? You may have come across many systems on the internet promising you quick fortunes, the truth is that majority of them turn out to be scams. In this review we provide you information based on our investigations and user experiences to help guide you make the proper decision.

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Crypto Atom Scam Review: Disturbing Things Found

Though this site might appear legit to a newbie, the truth is that it is just a wishy washy HYIP designed in such a way to convince unsuspecting investors. Most of this scam quick-profit investment schemes are HYIPs. What is a HYIP?

It is a just a type of ponzi scheme. Initial investors only get paid when new people sign up and invest, what this means is that you are under pressure to bring in new investors so that you will get paid. As soon as the amount of new investor drops, the owners do away with the money invested, and the site is closed down since there is no longer enough money to pay initial investors. Those that benefit most times are the first investors. The system is not sustainable because it will surely shut down abruptly leaving your money trapped in the hands of the scammers that set it up initially.

Most of them provide a registration certificate and so-called evidence of payments. Don’t be deceived, anybody could get a sham address and certificate most especially from the Company House in UK which most of them use, for just £5. These companies claiming to be located in the UK or similar countries are not in actual sense located there.

Sometimes these platforms might pose as an investment platform, doubler platform or even a mining platform. Often times they might run an ads through the google ads academy or even get a youtube ads making them look legit. But the truth is that they do not have the equipment that make them what they claim to be. Rather what they do is circle the funds of investors, and when they have made a lot of unsuspecting investors trust them, they stop paying.

How To Know a SCAM HYIP

It is true that most of this high yield investment platforms look like the real deal, thus confusing us.However, there are various ways to find out if an investment platform is a lackluster HYIP or if it a trusted investment platform. Below are ways you could find out-

  • ROI- The returns offered. Are they sustainable? Can the funds be shuffled round and get to every investor? are the offers realizable?
  • History- Does the platform have a history? Can the company behind it be found online?
  • Transaparent– How transparent is the information on the website?
  • Contact– Can you reach them? Is the address made available on the platform? i s not a legitimate investment platform . Don’t be deceived by their promises.


Everyday we get complaints of people been scammed. Most people fall for these schemes because of the sweet promises of making huge profits within a short time. .On a serious note, legit systems exists but scams are very very numerous. So you need a guide to help you make a good decision. We have made it our duty, by exposing scams.

Our Recommendation

They are lots of online investment opportunities which could fetch you money and give you a good Return On Investment. We constantly search them out to guide our readers so they don’t fall for scams. Always feel free to interact with us in the comment section.

What Cosmos (ATOM) Cryptocurrency Is About?

Recently Cosmos (ATOM) cryptocurrency was listed on Changelly. Hence, it is now available on the web version of the service and in the Changelly mobile app. In this review let’s observe the main technical features of ATOM and Cosmos network, and also the team behind this outstanding project. Why outstanding?

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Most of the crypto enthusiasts have probably heard how ATOM’s price skyrocketed back in April 2020, thus gained almost 7000% in price. So, we are certain that this one milestone in Cosmos history is enough to keep an eye on one of the most valuable cryptocurrency. Make yourself comfortable and have a read.

What Is Cosmos

The Cosmos (ATOM) is a cryptocurrency that is positioning itself as a decentralized network of independent blockchains which operate on the basis of Byzantine fault tolerance algorithms (BFT). Tendermint BFT is a byzantine fault-tolerant consensus engine that powers Cosmos Proof-of-Stake. These blockchains interact with each other through the Cosmos network, called the “Internet of blockchains.” Cosmos Hub is the first blockchain launched in Cosmos, and its main task is to interconnect other blockchains in the ecosystem. Tokens can be safely and quickly transferred from one blockchain to another within the Cosmos Hub. ATOM cryptocurrency is trading on various crypto exchanges, such as Binance, OKEx, and Huobi.

Cosmos Network Components

Cosmos network is based on three key components:

Tendermint Core, which joins the network and consensus protocol levels. It includes the consistent algorithm Tendermint BFT and IBS protocol for the hub/zone connection.

Application Blockchain Interface (ABCI) is a BFT playback of DApps in several programming languages. ABCI is language independent and allows developers to create part of their blockchain application in any language. It is the connecting interface between the Tendermint Core and the Cosmos SDK.

Cosmos SDK is a source for developers also known as “the Base Coin.” SDK main purpose lies in reducing the complexity of creating ABCI for the general functionality of blockchain so that developers could concentrate on custom applications in a standardized environment.

Tendermint Core is responsible for the consensus in the Cosmos Hub. Blockchains which are connected to Hub maintain their own sovereignty without switching to Tendermint.

Developers can create own applications and blockchains with the help of Cosmos SDK and launch them above the Tendermint Core, thus taking care only of the application layer. ABCI uses a socket protocol so that the negotiation engine controls the state of the application running in another negotiated process.

Hence, Cosmos is capable of supporting a wide range of cryptocurrencies and scripting languages ​​such as Bitcoin, Ethereum, ZeroCash, CryptoNote and many others. These blockchains can be connected with each other through the IBC protocol even if they have different consistent algorithms. Developers can implement semantics of the specific application on top of IBC, which allows to transfer to transfer valuable assets between different blockchains, while maintaining their contractual features.

What’s Interesting About Cosmos

Cosmos aims to solve the scalability issue along with the usability and sovereignty of modern blockchain infrastructure. The biggest blockchains known such as Bitcoin or Ethereum are the brightest examples of scalability issue. The BTC blockchain can manage only 7 transactions per second, while the Ethereum blockchain can handle 25.

Cosmos solves the scalability problem with creating autonomic blockchains by using Tendermint hybrid mining algorithm. Hence, operations which are processed inside blockchains do not affect the overall network load. Thanks to this the question of scalability gets solved by using hybrid mining.

ATOM Working Principle

The official token of Cosmos network is called ATOM. During the ICO in 2020 168 millions of tokens were sold. As a result, the project raised more than $17 millions during the first half an hour of the ICO. After that, the team kept 50 millions of tokens to use it for solving financial and strategic goals.

The token demand will not be limited as Cosmos team plans to introduce an inflationary model for the year. Today (data as of September 6) Cosmos cryptocurrency takes the 25th place in the rating of CoinMarketCap, with the market capitalisation of $397,677,461. One ATOM costs around $2 and is trading on 90 crypto exchanges.

Who’s Behind the Project

There is a whole range of foundations and developers teams behind Cosmos:

Interchain Foundation (ICF) is a non-commercial foundation from Switzerland, which is the moving force for Cosmos ecosystem further development. The ICF signed a contract with All in Bits Inc. software development company, to develop Cosmos network.

The lead developers are Jae Kwon and Ethan Buchman. There is also IRIS Foundation Ltd. supported by ICF for IRISnet development. As you can there is quite a broad number of companies involved in the process of Cosmos groth.

Cosmos Roadmap

At the current moment of Cosmos development, the team behind the project is concentrated on improving the existing PoS algorithm. On top of that Cosmos is about to release its crypto wallet to store ATOM and conduct transactions in Cosmos Hub.

In the future when Cosmos will enter the next development level named “Galactic”, the project will also release its first production version of Cosmos Hub and launch the first blockchain-based on the Cosmos network.

Cosmos (ATOM) Latest News

Starting December 5th, Binance will add Cosmos (ATOM) Staking with an annual rate of 8-10%.

ATOM Price Forecast

If you found this article useful and now planning to invest in ATOM token, you probably should take a look at Cosmos Price Prediction. Have a nice swap!

About Changelly

Changelly is a secure instant crypto exchange that has 150+ cryptocurrencies available to be swapped and bought at market-best rates. Operating since 2020, the platform and its mobile application attract over a million visitors monthly, who all enjoy quick and simple exchanges, low transparent fees, and 24/7 live support. Chain (CRO) and (MCO) Coin Review

If you follow the list of cryptocurrencies, then you probably noticed two similar names – and Chain. They have different prices and different capitalization, but the same developers.

Why did they create two projects at once? Is it worth investing in them? Is it possible to make money on the cryptocurrency Chain (after all, it was just in 5 months that grew by 500% and broke into the TOP-30 of market capitalization)? We’ll answer all the questions in this article.

Differences Between MCO and CRO

In 2020, a group of Hong Kong specialists founded Monaco, which two years later issued a payment card for digital currencies – Monaco Visa Card. To convert assets (in particular, BTC and ETH) and pay commissions, the MCO cryptocurrency was created. Later, the developers changed the domain to “” and assigned the same name to the altcoin.

However, they realized that the current format will not allow achieving the main goal – to make cryptocurrency a massive and convenient means of payment. It took several years to create a card alone, and the development of the project was hindered by the reluctance of financial institutions to work with digital currencies. has two different tokens. First, the main token is MCO. At the end of 2020, a second altcoin appeared, CRO. The developers are the same here, but the goals for creating these tokens differ. There are a number of technical differences between these two cryptocurrencies.

In 2020, the startup management announced the launch of the Chain platform, which:

  • will be as simple as possible to use,
  • help other companies integrate their tokens into the real economy sector,
  • receive licenses from state regulators.

What are the features of the new Card?

  • Simple payment system. To send and receive a transfer, you will need to scan the QR code in the installed wallet. It can be associated with a Visa bank card.
  • Large selection of assets. 7 fiat and 32 digital currencies. Over time, the list will expand.
  • Unprecedented customer protection. To increase the security of trading operations, a special Buyer Protection Program will be used. To verify transactions, they will implement the Proof of Goods & Services Delivered algorithm.
  • High throughput. The goal is 50 thousand transactions per second.

Online stores will be able to use the platform to receive payment for the goods or even create trading floors within the system by launching your own nodes in the original blockchain. Buyers will have the opportunity to pay for purchases using a card and a mobile application. Using the card, you can have a discount on Netflix, Airbnb, and Expedia.

The cryptocurrency of the same name operates inside the network. More precisely, the system token CRO. It is needed to pay transaction fees, convert assets and create new nodes. It is he who represents altcoin on exchanges and can become a tool of earnings for investors.

MCO coins are used in several ways in its ecosystem:

  • You can get cards with better conditions;
  • Clients who want to use a credit service receive a 50% better rate if they use MCO as collateral;
  • MCO holders will be able to vote for cryptocurrencies that will be added to the wallet;
  • In the future, airdrops for MCO holders can be organized;
  • Cashback paid in MCO coins.

Since the volume of MCO emission is limited to 31.6 million coins, the growing popularity of payment crypto cards should lead to a situation in which more and more MCOs will be recorded by their owners to receive high-level cards. If the product gains popularity, customers will be motivated to sell their bitcoins for MCO in order to have access to more favourable credit conditions.

MCO Coin Price Graph

Now the MCO coin is trading for $3.92. The price is gradually falling. However, the coin is not as cheap as on the 16th of July, 2020. Then the lowest price of MCO token was tested, and it worth $0.641730. (CRO) Coin

Inside the network, the CRO system token functions. It is needed to pay transaction fees, convert assets and create new nodes. It is he who represents altcoin on exchanges and can become a tool of earnings for investors.

MCO owners should be aware of the principles for conducting an airdrop of CRO tokens. Distribution rules look like this:

  • Each owner of the wallet (installed Wallet App) can receive tokens. Exception:citizens and residents of China, Hong Kong, Singapore, Switzerland and the United States.
  • The airdrop began on December 7, 2020.
  • Duration: 5 years from the moment of the first token distribution.
  • Frequency: monthly. In this case, the MCO number on the wallet balance is checked in advance. The check takes place on the first day, at 8.00 UTC. The balance includes both stored tokens and those assigned (rate, stake) to a specific project, account, etc. Based on the received figure, the amount transferred to the account is calculated.
  • The amount distributed between the owners of MCO is 166 666 666 CRO, which equals 1.66% of the total number of coins. The percentage received by each wallet owner is calculated as follows: its share of MCO coins is taken in relation to the total stock of this cryptocurrency, as a percentage. Then the corresponding percentage of the distributed CRO tokens is transferred to the balance.
  • The approximate amount received is 5276 CRO for every 1000 MCO.

There are three nuances of receiving tokens through an airdrop:

  • every year the number of free tokens will decrease (now it is 10% of the total issue, in 5 years it will be 2%);
  • the amount of charges depends on the number of passive assets in the MCO (the more movements were on the account, the fewer coins you will get);
  • received coins are automatically blocked in the wallet for a year.

CRO Coin Price Chart

The CRO coin is trading for $0.026105. The all-time high was fixed on July 12, 2020. The price was $0.155013. The all-time low was in December 2020. One CRO was equal to $0.011487. Latest News

The payment company, the issuer of the CRO token, has announced the launch of a cryptocurrency exchange. Founder and CEO Kris Marszalek called it the natural next step in building our own ecosystem.

Introducing Exchange – Powered by $CRO, with Deep Liquidity, Low Fees and Best Execution Prices. Closed Beta starts the week of 18 Nov.

According to him, the cryptocurrency trading platform is already provided with a user base thanks to more than a million customers of services.

Amid the company’s announcement, the price of CRO jumped 17%.

Are MCO and CRO Tokens Good Investment?

Let’s look at the advantages and disadvantages of coins. Here are the main advantages:

  • Promising direction. The introduction of cryptocurrencies into settlements between buyers and sellers is already becoming a trend in the market.
  • Experienced team. It included top experts working in Western Union, PayPal, AMEX, FINCOVA and other well-known corporations.
  • Eminent partners. In addition to Visa Inc, the platform was supported by Airbnb, Expedia, Netflix and Spotify. They joined the cashback program and return 2% of the funds to users who paid in CRO.

The disadvantages are the following:

  • The lack of transparency in spending. The developers do not report how they spend the money received from the sale of assets. And they do not plan to conduct audits to verify the provision of stocks.
  • High competition. The integration of digital and traditional economies is involved in many projects. Some have already submitted ready-made designs (Ripple, NEM, NEO, Pundi X, Monacoin).

Another point that causes concern among traders is the suspicious jumps in the course. For example, in March, when a bearish trend prevailed in the market, quotes grew by hundreds of percent in just a few days.

The community is discussing the possibility of market speculation in which both developers and whales can be implicated. Indeed, the developers have more than half of the assets in their hands, while whales can afford to buy up a large number of coins and control the network, creating nodes.

Where to trade MCO and CRO coins?

You can trade MCO and CRO tokens on several cryptocurrency exchanges. Due to the low usability, there is not a significant amount of trade pairs.

#1. Trade MCO Token

Huobi Global

#2. Trade CRO Token


Buy (MCO) at Changelly

Changelly platform offers you a way to buy MCO with your banking card swiftly, safely, and with minimal authentication procedure. The fiat payment process is powered by our partner Indacoin and takes just a few simple steps to take.

The purchase option is open both via our website and the Exchange Widget that can be found at our partners’ resources. Summary

The idea of the project is great. They just embed cryptocurrencies in everyday life mixing it with fiat currencies. But is the performance as great as an idea? One can barely say. However, delighted customers have already received some of the treasured envelopes with a card and started to use it.

On the other hand, the project is very difficult to implement everywhere due to different laws and the unapproved legal status of cryptocurrencies. People around the world are investing in this cryptocurrency in order to get the treasured card that will simplify the use of cryptocurrencies in the usual life. But will they wait for this card? Who knows. We believe in this project and that someday legislation will accept cryptocurrencies around the world.

Disclaimer: This article should not be considered as offering trading recommendations. The cryptocurrency market suffers from high volatility and occasional arbitrary movements.

Any investor should research multiple viewpoints and be familiar with all local regulations before committing to an investment.

About Changelly

Changelly is a secure instant crypto exchange that has 150+ cryptocurrencies available to be swapped and bought at market-best rates. Operating since 2020, the platform and its mobile application attract over a million visitors monthly, who all enjoy quick and simple exchanges, low transparent fees, and 24/7 live support.

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